Terms & Conditions

By visiting and using www.ClockAndCoins.com (“Website”), you accept and agree to be bound by these Terms and Conditions, along with our Disclaimer and Privacy Policy incorporated herein by reference.

The terms “you,” “user,” or “visitor” refer to anyone who accesses, uses, or interacts with the Website. “Company,” “I,” “we,” or “us” refers to Clock & Coins.

We reserve the right to modify these Terms and Conditions at any time without notice. Your continued use of the Website constitutes your acceptance of any updates. It is your responsibility to check the Website periodically for changes. If you do not agree with these Terms and Conditions, you must not access or use the Website.

INTENDED AGE

All content and services on this Website are intended for individuals over the age of 18. Children, as defined in our Privacy Policy, are prohibited from using this Website.

PRIVACY POLICY

Your acceptance of our Privacy Policy is expressly incorporated into these Terms and Conditions. Please review our [Privacy Policy] for details on how your personal information is collected, used, and protected.

DISCLAIMER

Your acceptance of our Disclaimer is also expressly incorporated into these Terms and Conditions. Please review our [Disclaimer] for further details.

MANDATORY ARBITRATION AND GOVERNING LAW

You expressly waive any current or future legal claims arising from your use of the Website or our products/services.

In the event of a dispute, you agree to first resolve the matter through mandatory binding arbitration, conducted in California, United States. You consent to the jurisdiction and laws of California, without regard to conflict of law principles.

You agree to bear the costs of arbitration to the extent permitted by law. Should a legal claim proceed beyond arbitration, the prevailing party will be entitled to recover reasonable attorneys’ fees and costs.

INTELLECTUAL PROPERTY

All content on this Website—including but not limited to text, images, logos, graphics, downloads, designs, files, videos, and other materials (“Content”)—is owned by or licensed to Clock & Coins and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, revocable license to view, print, or download Content for personal, non-commercial, educational use only. You agree not to:

  • Copy, duplicate, modify, distribute, sell, or license any Content

  • Create derivative works based on the Content

  • Use any Content without express written permission

Unauthorized use constitutes a violation of intellectual property rights and may result in legal action.

USER CONTENT AND LAWFUL USE

When you upload, post, or share any content or information with us via the Website or social media, you represent that:

  • You own the content or have the necessary rights to share it.

  • You grant us a royalty-free, perpetual, irrevocable, worldwide, non-exclusive license to use, display, edit, and distribute your content for business purposes.

You agree not to post or transmit any material that:

  • Is unlawful, abusive, defamatory, obscene, vulgar, or hateful

  • Violates any rights of others, including intellectual property rights

  • Includes malicious code, viruses, or attempts to gain unauthorized access

  • Disrupts the Website’s operation

  • Constitutes unauthorized solicitation or spam

You are solely responsible for any content you submit and any resulting legal claims.

THIRD-PARTY LINKS

The Website may contain links to third-party websites. Once you leave the Website, you are no longer bound by our Terms and Conditions.

We do not control third-party websites and are not responsible for their content, policies, or practices. You assume all risks in accessing or using third-party links and agree that we are not liable for any damages resulting from your use of external sites.

USE OF PAID AND FREE PRODUCTS

We may offer free downloads, paid courses, digital products, physical goods, or services through the Website (“Products”).

All Products are protected by copyright law. You are granted a limited, revocable license to use our Products for personal, non-commercial, informational purposes only. Unauthorized reproduction, distribution, resale, or modification of our Products without written permission is strictly prohibited.

You acknowledge and agree that you have no right to share, sell, modify, reverse-engineer, or redistribute our Products without prior written consent.

TERMINATION

We reserve the right, at our sole discretion, to terminate or restrict your access to the Website and its Content at any time without notice.

NO REFUNDS, RETURNS, OR EXCHANGES

All sales of Products and/or services are final. No refunds, returns, or exchanges will be provided under any circumstances. Please review all Product details carefully before making a purchase.

Failure to use a purchased Product does not entitle you to a refund.

NO WARRANTIES

All Content, information, Products, and services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.

We make no warranties regarding:

  • The completeness, accuracy, or reliability of the Website or its Content

  • The performance, operation, or functionality of the Website

  • Any outcomes from using the Website or its Products

We expressly disclaim any implied warranties of merchantability, fitness for a particular purpose, and non-infringement to the fullest extent permitted by law.

LIMITATION OF LIABILITY

Under no circumstances shall Clock & Coins or its officers, employees, successors, shareholders, affiliates, or partners be liable for any damages—including but not limited to direct, indirect, incidental, consequential, special, punitive, or exemplary damages—arising out of your use of the Website, Content, Products, or services.

This includes, but is not limited to:

  • Errors, omissions, or interruptions on the Website

  • Loss of data, revenue, profits, or goodwill

  • Unauthorized access to or theft of your information

  • Malware, viruses, hacking, or system failures

You expressly agree that your use of the Website is at your sole risk.

INDEMNIFICATION

You agree to indemnify and hold harmless Clock & Coins and its officers, employees, successors, shareholders, affiliates, and partners from any claims, damages, liabilities, losses, costs, and expenses (including attorneys’ fees) arising out of:

  • Your use of the Website

  • Your violation of these Terms and Conditions

  • Your infringement of intellectual property or other rights of third parties

  • Your submission of unlawful or unauthorized Content

We reserve the right to defend any such claims at your expense and require your cooperation.

WAIVER OF CLASS ACTIONS

You waive the right to participate in any class action, collective action, private attorney general action, or other representative proceeding against Clock & Coins.

All claims must be brought individually.

ENTIRE AGREEMENT

These Terms and Conditions, along with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Clock & Coins regarding the Website and supersede all prior agreements, communications, and understandings, whether written or oral.

SEVERABILITY

If any provision of these Terms and Conditions is deemed invalid or unenforceable by a court, the remaining provisions shall remain in full force and effect.

MODIFICATIONS

We reserve the right to modify these Terms and Conditions, the Website, or any services or Products offered at any time without notice. Updates become effective immediately upon posting.

It is your responsibility to review these Terms and Conditions periodically for changes.

ACKNOWLEDGEMENT

By using the Website, Products, or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

CONTACT US

If you have any questions regarding these Terms and Conditions, please contact us at support@clockandcoins.com.