Service Agreement

This Service Agreement (“Agreement”) is made between Clock & Coins (“Company,” “we,” “us,” or “our”) and the undersigned client (“Client,” “you,” or “your”).

By purchasing services from Clock & Coins, you agree to the following terms:

1. SERVICES PROVIDED

Company agrees to provide personal finance, budgeting, time management, organization, and/or goal-setting consulting services (“Services”) as described in the purchase or proposal.

Services do not include legal, tax, accounting, or licensed financial advisory services unless otherwise explicitly stated in a future, signed agreement.

2. FEES AND PAYMENT

Client agrees to pay the total fee outlined in the invoice or checkout page at the time of booking.
Payment must be made in full unless otherwise agreed upon in writing.

All payments are non-refundable.

3. CLIENT RESPONSIBILITIES

Client agrees to:

  • Provide honest, complete, and accurate information necessary for the Services.

  • Attend scheduled sessions on time or notify Company in advance to reschedule (if applicable).

  • Take full responsibility for implementing any recommendations provided.

4. NO GUARANTEES

Company cannot and does not guarantee any specific outcomes, results, or earnings related to the Services.

Results depend on Client’s individual effort, implementation, and circumstances.

5. CONFIDENTIALITY

We respect your privacy and agree to maintain confidentiality of any sensitive information shared during the provision of Services.

Exceptions apply if disclosure is required by law, or if there is a risk of harm to yourself or others.

6. INTELLECTUAL PROPERTY

Any materials, templates, or resources provided by Company are for Client’s personal use only. Client may not reproduce, distribute, or sell any Company materials without prior written consent.

7. CANCELLATION POLICY

If Client needs to cancel or reschedule a service session, at least 24 hours’ notice is required.
Failure to provide adequate notice may result in forfeiture of the session without refund.

Company reserves the right to cancel or reschedule services for any reason and will provide notice and accommodation where possible.

8. LIMITATION OF LIABILITY

Client agrees that Company shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from participation in the Services.

Client agrees that participation is voluntary and at Client’s own risk.

9. DISPUTE RESOLUTION

In the event of a dispute, Client agrees to first attempt to resolve the matter through informal communication.
If unresolved, Client agrees to binding arbitration under California law.

Client waives any right to participate in a class action.

10. ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between Client and Company relating to the Services and supersedes any prior communications or understandings.

By purchasing services from Clock & Coins, you acknowledge that you have read, understood, and agreed to this Service Agreement.

Contact: support@clockandcoins.com